Loan Approval Required Documents

REQUIRED DOCUMENTS FOR LOAN PRE-APPROVAL

Income:

• Pay stubs--Most recent 30 days-must show Year-To-Date earnings and payroll check dates.
• Any additional income-Most recent 30 days
• Social Security Benefits award letter. (if using SS benefits for income, if applicable).
• Pension Plans and/or Annuities (please include monthly plan disbursement amount, if applicable).

Assets:

• Bank Statements-Most recent 60 days.
• Retirement accounts, CD’s, or Money Market accounts (please send most recent quarterly report, if applicable).

 
Tax Returns

• Income Tax Return-Last 2 years to include all pages, (page 1 or 2 of 1040 must be signed).
• Last 2 years W2's and or 1099's
• All pages for Schedule C if self-employed with 1099’s.
• Corporate tax returns. (any questions please call me)

Identification:

• Color Copies Driver’s License
• Color Copies Social Security card for all applicants
• If applicable color copies of Permanent Resident card front and back.

Additional:

• Verification of any Gift Funds from a relative that may be used for down payment and or closing costs, please include the amount of the gift and who is providing the gift. (must be from relative)
• If current homeowner please supply current home loan mortgage statements, HOA statements and property insurance statements.