Loan Approval Required Documents

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REQUIRED DOCUMENTS FOR LOAN PRE-APPROVAL


Income:

  • Pay stubs--Most recent 30 days-must show Year-To-Date earnings and payroll check dates.
  • Any additional income-Most recent 30 days
  • Social Security Benefits award letter. (if using SS benefits for income, if applicable).
  • Pension Plans and/or Annuities (please include monthly plan disbursement amount, if applicable).

Assets:

  • Bank Statements-Most recent 60 days.
  • Retirement accounts, CD’s, or Money Market accounts (please send most recent quarterly report, if applicable).

 
Tax Returns

  • Income Tax Return-Last 2 years to include all pages, (page 1 or 2 of 1040 must be signed).
  • Last 2 years W2's and or 1099's
  • All pages for Schedule C if self-employed with 1099’s.
  • Corporate tax returns. (any questions please call me)

 
 

Identification:

  • Color Copies Driver’s License
  • Color Copies Social Security card for all applicants
  • If applicable color copies of Permanent Resident card front and back.

 
 

Additional:

  • Verification of any Gift Funds from a relative that may be used for down payment and or closing costs, please include the amount of the gift and who is providing the gift. (must be from relative)
  • If current homeowner please supply current home loan mortgage statements, HOA statements and property insurance statements.